Mortgage & Real Estate
From Richmond to Virginia Beach.
804Mortgage serves homebuyers and sellers across Greater Richmond, the I-64 corridor, and Hampton Roads — with the same local expertise and Bundle & Save program in every market we serve.
Where We Operate
Select a region or click any county or city to jump directly to that area below.
Every Market We Serve
We’re building dedicated neighborhood pages for every area below. Live pages are available now — additional pages launching on a rolling basis.
Greater Richmond
Virginia’s capital region — from the walkable neighborhoods of Church Hill, the Fan, and Scott’s Addition to the fast-growing suburbs of Short Pump, Midlothian, and Ashland. Our home market, and where we do our deepest work.
Both mortgage lending and full real estate services are available across all 13 jurisdictions. Bundle & Save applies throughout.
- Home Purchase Loans — all product types
- Refinance & Rate Buydowns
- Buyer Agent Representation
- 1.5% Listing Fee — Full Service
- Bundle & Save — Half Commission Back
Counties & Cities
I-64 Corridor
The historic stretch connecting Virginia’s two largest metros. Williamsburg and James City County attract buyers who want proximity to both markets, Colonial-era character, and top-rated schools. New Kent and York bridge the gap.
Relocation advantage: Buyers moving between Richmond and Hampton Roads often consider corridor communities. We serve both ends — same team, same program, no handoff.
- Home Purchase Loans — all product types
- Refinance & Rate Buydowns
- Buyer Agent Representation
- 1.5% Listing Fee — Full Service
- Bundle & Save — Half Commission Back
Counties & Cities
Hampton Roads
Virginia’s coastal metro — home to the world’s largest naval station and over 1.8 million residents. Virginia Beach, Norfolk, Chesapeake, and Newport News anchor a diverse market with strong demand for VA loans, waterfront properties, and military relocation purchases.
VA loan specialists: Hampton Roads has one of the highest concentrations of active military and veterans in the country. We close VA loans efficiently — no surprises at the finish line.
- VA Loans — Military & Veteran Specialists
- Conventional, FHA & USDA Purchase Loans
- Refinance & Rate Buydowns
- Buyer Agent Representation
- 1.5% Listing Fee — Full Service
- Bundle & Save — Half Commission Back
Counties & Cities
Local Knowledge. Statewide Reach.
Every market we serve has different price points, loan product mixes, and buyer profiles. We know the difference — and we use it to your advantage.
Richmond Market Expertise
From Church Hill to Short Pump, we know Richmond's neighborhoods, price dynamics, and what it takes to win in a competitive offer situation.
VA Loan Specialists
Hampton Roads has one of the highest concentrations of active military and veterans in the country. We close VA loans efficiently — no surprises at the finish line.
Corridor Moves Made Easy
Relocating between Richmond and the coast? We handle both ends — same team, same Bundle & Save program, no handoff to a stranger.
Don't See Your Area Listed?
We may already serve your market — Virginia licensing covers the entire state. Give us a call or schedule a strategy session and we’ll tell you exactly what we can do for you.